It seems that the world of technology has a great insistence on coming up with new terms every day that force us to stand in front of them a lot in order to realize what they will add to us in our daily lives, and the “Fintech” system is considered one of the most important and prominent technological terms that we heard a lot during the recent period, as this term It contains two words Financial + Technology, which is the use of new and changing technology in financial services, and financial technology can be applied to any innovation regarding how individuals deal with business, such as: the invention of new money such as the “Bitcoin” currency; Where the Fintech system contributes to eliminating the old financing habits that require the investor to go to the private local bank and apply for a loan, and this system also eliminates the habits related to accepting credit cards on the part of companies, which required an account with a major credit provider, so what is The famous fintech system? What is the fintech system in short? The term “fintech” system is applied to every application that uses information technology with the aim of developing financial services and facilitating all its various operations. Perhaps one of the most prominent examples of Fintech technology applications that we use in our daily lives is; It is electronic shopping and payment via the Internet, or when you and your friends go out without planning and forget your wallet at home and remember that you can pay via digital wallets such as (Apple Pay or STC Pay), or when you start implementing your small project and finish studying the project and discover your need For financing, it turns to crowdfunding platforms. Therefore, we can say that the fintech system is an integrated financial company that can be carried anywhere and through which you can complete all your financial matters with ease. The fintech system is characterized by the fact that it involves electronic payment via mobile phone, money transfer, loan transfer, fundraising, and asset and property management. In addition, it facilitates all financial procedures for customers, and they can pay purchase invoices through the Internet via electronic payment applications on mobile phones. The development of the fintech system In this regard, a number of experts and specialists expect that financial technology or the fintech system will witness significant growth during the next ten years, especially after the emergence of many modern methods and banking services that are compatible with financial technology, such as launching trading and providing banking services via mobile phones. , and the creation of electronic wallets such as: Google Wallet and Apple Wallet, and network wallets, most notably the Vodafone Cash wallet, and the fintech system relies on modern technologies such as: artificial intelligence, machine learning, anticipating analytical behavior, and applications that aim to change the behavior of the user in making his financial decisions, such as helping him save through technologies Gamification.